Severe Debt Problems

There are times in all of our lives when money, or the lack of it, becomes a problem. This often results in a lot of stress and worry for the people involved. One thing that I find sad is that people who may find themselves unable to pay their bills are frequently penalised by financial penalties!
This simply escalates the problem beyond the ability of people to sort themselves out!.

This section is mainly for people (which mostly means families) who are at a stage where they need professional help. It may be that they simply don't understand what to do or they need qualified people need to be involved. It doesn't really matter which it is. When people have reached a stage when they cannot help themselves then they need help from other people!
The worst thing that anyone can do is to ignore the problems

There are groups who will help you. They may simply give advice and refer you to other people. Or they may get involved in your particular problems.

The Citizens Advice Bureau are invaluable giving immediate advice and help. They may feel that you may need to be referred to others who specialise in helping people with your particular problems.
The National Debtline group also give advice and will tell your legal position, what your rights are etc.

Do not ignore problems, they only get worse. Deal with them. You may be embarrassed but lots of people have problems.
Having a problem does not make you a failure!